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UAPAY CEO Yuliia Fedosiuk on the Digital Transformation of Cities for Fintech Insider

How do you build a digital city where technology works seamlessly in the background while making everyday life more convenient for its residents?

In an interview with Fintech Insider, UAPAY CEO Yuliia Fedosiuk reflects on the three-year journey of developing the e-Ternopil digital ecosystem.

For the past three years, UAPAY has been working alongside the Ternopil City Council and Miske Initsiatyvy (City Initiatives) to advance the city’s digital ecosystem. During this time, e-Ternopil has evolved into a comprehensive platform serving more than 180,000 users. UAPAY’s payment infrastructure powers secure and reliable transactions for utility payments, public transport, parking, and a wide range of other municipal services.

In the interview, Yuliia Fedosiuk shares her perspective on why successful digital transformation starts not with technology itself, but with strong partnerships, mutual trust, and a deep understanding of community needs.

“Our goal was never to build just another payment service – we set out to create the digital foundation of a modern city. Technology should remain invisible to users while making a tangible difference through the convenience it delivers,” says Yuliia Fedosiuk.

Read the full interview to learn more about the results of this three-year partnership, the role of fintech in the digital transformation of cities, and the future development of the e-Ternopil ecosystem:
https://fintechinsider.com.ua/synergiya-uspihu-yak-uapay-ta-e-ternopil-zadayut-novi-standarty-czyfrovoyi-transformacziyi-v-ukrayini/